Finance for Business

We want to make it even easier for you to manage and grow your business.

Whether you're purchasing stock or need to expand your business, we're here to help you every step of the way.

Business Loans <= €120,000

Thumbnail of Business Loans <= €120,000

We can help with your financial requirements and support your plans to grow or diversify your business.

Features

  • Variable interest rate loans
  • Flexible repayment terms
  • No arrangement fee

Benefits

  • Apply online in minutes1
  • Loans from €1,000 to €120,000
  • Fixed repayment options
Find Out More Apply Now

Farm Loans <= €120,000

Thumbnail of Farm Loans <= €120,000

We understand that you may need to invest in your farm today, so that you can reap the rewards of that investment in the future.

Features

  • Variable interest rate loans
  • Flexible repayment terms
  • No arrangement fee

Benefits

  • Apply online in minutes1
  • Loans from €1,000 to €120,000
  • Fixed repayment options
Find Out More Apply Now

Business Loans > €120,000 up to €500,000

Thumbnail of Business Loans > €120,000 up to €500,000

We understand that through various life stages of your business that you may need help financially.

Features

  • Variable interest rate loans
  • Loans from €120,000 to €500,000
  • Flexible repayment terms2

Benefits

  • Tailored to your needs
  • Dedicated Business Team
  • Use to expand, grow or invest
Find Out More Apply Now

Farm Loans > €120,000 up to €500,000

Thumbnail of Farm Loans > €120,000 up to €500,000

Features

  • Variable interest rate loans
  • Loans from €120,000 to €500,000
  • Flexible repayment terms2

Benefits

  • Tailored to your needs
  • Dedicated Agri Team
  • Use to expand, grow or invest
Find Out More Apply Now

Enviroflex

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We can help support and enable farmers to improve the environmental footprint of their farms.

Features

  • Variable interest rate loans
  • Loans from €10,000 to €500,000
  • Terms up to 7 years

Benefits

  • Apply online in minutes1
  • Dedicated Agri Team
  • Invest in a range of purposes
Find Out More

Growth and Sustainability Loan Scheme

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A long-term low-cost scheme to support eligible businesses, including farmers and fishers, when investing in climate action and environmental sustainability.

Features

  • Loans from €25k - €3million
  • Security may be required
  • Loan terms from 7 to 10 years

Benefits

  • Interest only option
  • Variable interest rate loans
  • Investment in climate action
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Green Business Loan

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Offering discounted finance to businesses who want to implement energy-saving initiatives in order to reduce their carbon footprint and their costs.

Features

  • Variable interest rates3
  • Terms between 3 and 7 years
  • Flexible repayment terms

Benefits

  • Borrow from €5k to €300k
  • To fund energy saving projects
  • No arrangement fee
Find Out More

Business Overdraft

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An overdraft facility is the most frequently used source of short term finance. It is a flexible source of funding and is an ideal way to manage your cashflow.

Features

  • Variable interest rate loans
  • A limit that suits your business
  • Overdraft term 12 months

Benefits

  • Apply online in minutes1
  • Borrow from €1,000
  • Flexible source of funding
Find Out More

Insurance Premium Finance

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Spread the cost of your company’s insurance premiums into manageable monthly repayments.

Features

  • Spreads the cost of Insurance
  • Finance terms from 6 – 11 months

Benefits

  • Easy to arrange
  • Frees up working capital
  • Fixed monthly repayments
Find Out More Request a Call Back

Asset Finance** – Hire Purchase and Leasing

Thumbnail of Asset Finance** – Hire Purchase and Leasing

Let us help you upgrade your business with equipment, machinery or vehicles with finance available from €7,000

Hire Purchase Features

  • Straightforward finance facility
  • Rental Payments are fixed
  • Competitive rates

Leasing Features

  • 100% finance available
  • Rental Payments are fixed
  • Competitive rates
Find Out More Request a Call Back

Invoice Finance

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Invoice financing solutions enables your business to raise working capital by converting trade debt upfront into cash.

Features

  • Release tied up funds
  • Enhance your credit standing

Benefits

  • Multicurrency facilities
  • Easy & efficient administration
Find Out More

 

 

Level of security required and rate applicable, will be determined by the amount, purpose & term of facility, in conjunction with the nature and value of the security being offered.
Lending criteria, terms and conditions apply. Maximum credit of €500,000 available for online applications and over the phone. For amounts greater than €500,000 please contact your Relationship Manager or local branch.
**Lending criteria and terms and conditions apply. Finance is provided by way of a fixed rate business hire purchase and or business lease agreement. In the case of Hire Purchase or leasing, ownership remains with Bank of Ireland until the final payment is made. The credit provider is Bank of Ireland trading as Bank of Ireland Finance.
1

For business loan applications completed online the average journey time takes 15 minutes. Bank of Ireland use automated decision making to process both online and phone applications. If you don’t agree with the result, you can contact us and have those decisions reviewed by a member of our team.
2

Up to 15 years. For land purchases terms of up to 20 years may be available.
3

The interest rates quoted include a discount of 0.30% off the margin that the Bank applies to the Small Business Agri Rate for loans up to a maximum of €300,000.

Ways we can help