Are there Fees and charges for Apple Pay?

Debit Cards:

In-Store: As with existing BOI Contactless fees and charges, the account transaction fee is waived for all Contactless transactions until further notice. For non-euro contactless transactions the Point of Sale Currency Conversion Fee of 2% of transaction value will apply (maximum €11.43 charge).

In-App: For personal debit cards, transactions carried out in euro are free of charge. As with existing internet purchases for business debit cards, the account transaction fee of 10 cent may apply depending on your account type. For non-euro transactions the Point of Sale Currency Conversion Fee of 2% of transaction value will apply (maximum €11.43 charge).

For more information on fees and charges for your personal account can be found here
For more information on fees and charges for commercial accounts can be found here

Credit Cards:

In-Store & In-App: No Bank of Ireland credit card transaction fees apply. Cross border handling fees apply to non-Euro Apple Pay transactions, in the same way as they do to any non-Euro credit card transaction.

For more information on Cross border handling fees please refer to the back of your credit card statements.

Mobile network provider charges may apply depending on your data plan.

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