What if I am having problems with my Google Pay payment?

There could be a number of reasons for this:

  1. There may be insufficient funds or credit limit available to make the transaction
  2. The payment is over €50
  3. Some merchants may not support Google Pay transactions above €50 on their terminals.

  4. The merchant does not accept Contactless payments
  5. Not all retailers accept contactless payments yet. Please use another payment method such as your BOI debit or credit card with Chip and PIN authorisation.

  6. You haven’t established a data network or Wi-Fi connection for a while
  7. Mobile data or Wi-Fi connection is required after 30 transactions to replenish security settings and after a device restart.

  8. Your phone is not NFC-capable or the NFC function is turned off
  9. NFC is the chip on your phone that allows contactless communication with the point of sale.

  10. If you are having a problem, please use another method such as your physical debit or credit card with Chip and Pin authorisation.

Did this answer your question?

Your answer helps us improve our Support Centre
Thank you for your feedback!
BIC/IBAN Number

Calculate your BIC/IBAN Number or find out where to find it on 365

Find out more
Security Zone

We're committed to keeping your information secure

Visit Security Zone
Branch Locator

Find out contact details, opening hours and more

Find out more