How do I cancel an overdraft?

You can cancel a personal overdraft with us over the phone or in your branch. To cancel an overdraft your account must be in credit.

Cancellation of overdrafts are permanent. If you require an overdraft in the future you must apply for an overdraft facility online.

My account is in credit

Once your account is in credit please call us on:

Republic of Ireland

• 0818 365 365
• + 353 1 404 4000 if calling from abroad

9am to 5pm Monday to Friday (excludes bank holidays)

Closed Saturday, Sunday, and bank holidays

Northern Ireland and Great Britain

• 03457 365 555
• + 353 1 404 4000 if calling from abroad

9am to 5pm Monday to Friday (excludes bank holidays)

Closed Saturday, Sunday, and bank holidays

Please note that your account must remain in credit during the cancellation process. Your account should remain in credit for 24 hours. For example: for an overdraft of €1,000 and you wish to cancel this overdraft your account balance must stay above €0 to allow this cancellation to take effect.

• Branch cancellation

  You may also visit your local Bank of Ireland branch to cancel your overdraft.

  A written instruction can also be accepted by your branch by post. Allow extra time for postage and branch opening times; Ensure your account remains in credit for that period.

How do I get my account in credit?

If your account is not in credit you can transfer funds into your account by doing any of the following:

• Making an own account transfer using 365 Online/mobile app
• Withdrawing from a deposit account (notice periods may apply)
• Transferring funds from another bank using BIC and IBAN of the account
• By making a lodgement in a branch (Cheques are subject to clearing)

Alternatively you can cancel your overdraft when you next receive regular payments, such as wages from employer or pension payments.